Free Tools

Car Cost Calculators

Six comprehensive calculators to help you understand every aspect of your vehicle's financial picture. Enter your numbers — results update instantly.

Car cost calculator gauges overview
Results are estimates for informational purposes only and do not constitute financial or professional advice. Actual costs depend on your specific circumstances, region, and vehicle. Always verify with qualified professionals before making financial decisions.
Total Purchase Cost Calculator
Calculate the full out-of-pocket cost of buying a vehicle
%

Estimated Costs

Total Purchase Cost
€ —
Vehicle price + tax
Tax amount
Fees total
Out-of-pocket (excl. financed)
Amount to finance
Fees vary by region and dealership. Tax rates shown are indicative. Verify applicable taxes and charges with your local authority.
Loan & Monthly Payment Calculator
Determine your monthly repayment and total financing cost
%

Payment Summary

Monthly Payment
€ —
Principal (loan amount)
Total interest paid
Total amount paid
Interest as % of principal
This uses a standard amortisation formula. Actual rates depend on your credit profile, lender, and applicable regulations.
Fuel Cost Calculator
Estimate monthly and annual fuel expenses
L/100km
/ litre
km

Fuel Cost Estimate

Monthly Fuel Cost
€ —
Annual fuel cost
Cost per 100 km
Cost per km
Fuel prices fluctuate. This estimate is based on the values you enter. Actual consumption may vary with driving conditions, load, and tyre pressure.
Vehicle Depreciation Calculator
Track how your car's value declines year by year
%
%

Depreciation Summary

Remaining Value
€ —
Total depreciation loss
Value retained
Year Starting Value Depreciation End Value
Depreciation rates are typical industry averages and vary significantly by brand, model, condition, and market.
Annual Maintenance Cost Estimator
Budget for routine and unexpected maintenance

Maintenance Estimate

Estimated Annual Cost
€ —
Monthly budget
Oil & fluids
Tyres
Brakes & pads
Filters & consumables
Miscellaneous / labour
These are broad estimates. Actual maintenance costs depend on your specific model, mechanic rates, and individual usage patterns.
Total Cost of Ownership Calculator
Multi-year summary of all vehicle running costs
%

Ownership Cost Summary

Total Cost (excl. depreciation)
€ —
Financing (loan + down payment)
Fuel
Insurance
Maintenance
Est. depreciation loss
Monthly average cost
Depreciation is estimated using 20% in year 1 and 15% per subsequent year. Insurance, registration renewals, and unexpected repairs are not included unless entered.